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Roofing jobs entail a lot of risks and dangers. Some types of roofs like steel roofs can be particularly dangerous if they are not handled by a roofer trained in handling them. While professional contractors take immense precautions to prevent workplace accidents, there is no guarantee that an emergency may occur. Unfortunately, due to how some local laws work, if these accidents happen in your home, you may bear a part, if not all, the liability.
It’s not all bad news, thankfully. Insurance and workman’s compensation were made specifically to cover these types of events. Let our experts at Oberg Roofing & Remodeling explain why you should always ask for proof of insurance from your roofer before starting any work.
Worker’s Compensation
Worker’s compensation, or workman’s comp, protects you against any injury a roofer may have during your roof replacement, repair, or maintenance. Accidents can happen and true professionals will have multiple safeguards in place to prevent them as much as possible. Workman’s comp is just one of these safeguards that cover you in case the unthinkable occurs.
Liability Insurance
Accidents don’t just affect the people doing the work, they may also affect your roof itself. Liability insurance helps roofing companies cover for any damage that might result from the job. This way, in case there is a mistake in your roof installation, you’re not on the hook to pay for the resulting problems. Reputable companies will always take great care of your property and should have no trouble presenting proof of this insurance.
Documents Upfront
It can be challenging to find good roofing companies among all the companies out there. However, you can filter out your list of candidates by including only the contractors who are able to show you proof of insurance, even before your initial consultation.
At Oberg Roofing & Remodeling, you can trust us for all your roof repair and replacement needs. Give us a call at (320) 204-2264 or fill out our contact form and request a free estimate today. We serve homeowners in Sartell and other surrounding areas in MN.